2020 Northeast Regional Meeting

Northeast Regional Meeting

September 22, 2020
Avalon Golf & Country Club

Join together with community bankers from across the state for educational sessions, legislative updates and collaboration on industry challenges. Followed by an afternoon of networking and golf, these meetings provide a great opportunity to safely connect in person after so much time in the virtual world.

These full-day meetings include breakfast, morning educational sessions, lunch, golf scramble and dinner.


(subject to change)

7:30 a.m. - 8:15 a.m. — Registration & Breakfast

8:15 a.m. - 8:30 a.m. — Welcome & Morning Kickoff

8:30 a.m. - 9:15 a.m. — Session I: Commercial Real Estate – Defaults, Loss Mitigation and Bankruptcy 

+ Presented by: Geoffrey J. Peters and Larry R. Rothenberg  Weltman, Weinberg & Reis Co., LPA

Geoffrey J. Peters, Shareholder

Geoff has 25 years of experience in the creditors' rights industry and provides strategic comprehensive solutions to collection and bankruptcy managers, as well as chief executive officers, lenders, and presidents for larger commercial matters. He strives to look beyond the obvious issue at hand, to foresee potential concerns and resolve them before they even arise.

Larry R. Rothenberg, Shareholder

Larry assists banks with defaulted real estate transactions and the recovery of mortgage-secured debt. He typically handles residential and commercial foreclosures, evictions, and title insurance issues. Whether his clients are looking for alternatives to foreclosure, or need to pursue legal action, Larry seeks to obtain maximum results in the shortest amount of time – and at a reasonable cost.

With a non-uniform court system in Ohio, there is no uniformity among the courts for enforcing commercial obligations secured by real estate. In response to the current pandemic, (Covid-19), federal, state, local governments and court systems have taken various actions to limit and/or even prohibit foreclosures, and some of these actions require forbearance in the enforcement of mortgage loans and leases. The moratoriums and forbearance requirements have a direct impact on the rate of bankruptcy filings, and as these protections are lifted, many predict a surge in commercial, as well as consumer, bankruptcy filings. The session will address proactive measures to take with customers, to avoid charge offs and mitigate losses.

9:15 a.m. - 9:30 a.m. — Networking Break  

9:30 a.m. - 10:15 a.m. — Session II: How Commerce is Being Redefined: Keeping Pace with Evolving Consumer Expectations

+ Presented by: Matt Herren, Director of Payment Analytics - CSI

Matt Herren is the Director of Payment Analytics at CSI. With a strong focus on emerging technologies and how they apply to the financial industry, Matt has led CSI’s effort to drive innovation in the payment space. In his role, Matt has employed advanced analytics and data analysis to increase bank profitability through proactive fraud mitigation strategies and card portfolio analysis -allowing banks to realize industry-leading results and maximize program performance.

Today’s customer expects more. More options, more security, and a better overall experience. It is not enough to just offer innovative products and services – it is critical to explain to consumers how these changes will benefit them. Some even question the need for and overall relevance of banks in the 21st Century. In this session, we will discuss the transition to a more secure payment card ecosystem and how emerging financial technology will fit in to our collective future – from Contactless cards to tokenization, digital wallets, and what payments will evolve into over the next decade. The rate and pace of change has never been this fast, yet it will never be this slow again. It is imperative that all institutions understand the consumer challenges currently faced in the financial technology world, and more importantly, how the industry is planning to address them.

10:15 a.m. - 10:30 a.m. — Networking Break

10:30 a.m. - 11:15 a.m. — Session III: Balance Sheet Management in a Zero Rate Environment

+ Presented by: Tommy Warren, CPA-Senior Vice President – Vining Sparks

Tommy Warren joined Vining Sparks in May 2017 with responsibilities including business development and sales for Vining Sparks Interest Rate Products, LLC. He has over 30 years of financial institution experience, serving as CFO of community banks, savings and loans, and credit unions. His areas of expertise include asset/liability management, oversight of the investment portfolio, and optimization of liquidity. Prior to entering the industry, Tommy worked for an international accounting firm. Tommy graduated with a Bachelor of Science in Accounting from the University of South Carolina and is a Certified Public Accountant.

Not only are rates near record lows, the Fed seems intent on keeping them that way for several years. Both bankers and examiners continue to gain familiarity with off-balance sheet tools which are being utilized for an expanding set of purposes. In addition, bankers are having challenges in efficiently employing their excess liquidity. This workshop will discuss balance sheet analytics and strategies for improving core products and overall performance, as well as making sound decisions on lending and investing.

11:15 a.m. - Noon — Industry Update: State & Federal Legislation Report - Robert Palmer, CBAO

Bob Palmer, CBAO President/CEO/Executive Lobbyist, will provide an update on legislation that has been introduced in the 133rd General Assembly and 116th Congress that is of interest to community banks. Topics of discussion will include possible changes in the Financial Institutions Tax (FIT), Abolishment of Dower, Contract Limitations, Unclaimed Funds, Paycheck Protection Program, and Brokered Deposits. 

Noon - 1:00 p.m. — Community Banking Lunch

1:00 p.m. - 6:00 p.m. — Regional Golf Outing

6:00 p.m. — Cocktails & Dinner Reception

Who Should Attend:

The agenda for these regional meetings are uniquely designed for Presidents, CEO, CFO’s, Risk Managers and Directors & Officers.



Tuesday, 22 September 2020


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