2020 Deposit/Lending Compliance School

September 15, 2020

 NEW HYBRID CLASS STRUCTURE!

 Registration is $375 for CBAO members and $565 for non-members.

2020 Program Agenda

AM - Deposits  (9:00 AM - noon)

• Understanding BSA basics related to deposit accounts
  • CIP | Customer Due Diligence | Beneficial Ownership
  • Filing Currency Transaction Reports (CTRs), including the latest rules
  • Looking for potential suspicious activity and what to do when you see it
• Reg CC - Funds Availability:  Placing holds under the new rule
• Reg DD - Truth in Savings disclosure timing and content
• Reg E - Electronic Funds Transfers: Error resolution procedures and consumer liability
• Reg GG - Unlawful Internet Gambling
• Reg P - Privacy
• UDAAP: Understanding potential UDAAP snares and how to avoid them
• Red Flags | Identity Theft

PM - Lending  (12:30 - 4:00 PM)

• Application Considerations: The trigger point varies among different regulations; you need to know where they are and what that means
• Fair Lending: This topic is heating up! Do you know where your risks lie?
• Military Protections (SCRA and MLA)
• Reg B - Equal Credit Opportunity Act: Beyond fair lending...
• Signature Rules
• Intent to Apply Jointly
• Adverse Actions
• Collection of Demographic Information

Personal Safety and the Hybrid Class Structure

If you are joining in person, CBAO has implemented the following for your safety:

• Transition to a larger classroom space that allows 6ft. social distancing
• Provision of face masks, hand sanitizer, & individually-boxed breakfast/lunch
• Full sanitization of the environment prior to class

If you are joining us online, you can expect the same interaction and engagement with the facilitators and fellow participants through:

• Live video and audio interaction with camera, microphone, and speaker placement throughout the classroom
• Full materials provided prior to class as well as live screensharing with the facilitators

Meet the Facilitators

Lisa Zigo

Lisa began her banking career in 1991, spending the first decade in credit risk and managing credit administration. In 2005, she also took on the role of Compliance Officer. She later served as Senior Vice President, Director of Operations.

In early 2012, Lisa entered the consulting arena focusing on regulatory compliance in community banks, providing training, policies, compliance reviews and comprehensive CMS programs. In 2015 Lisa partnered with a long-time friend and colleague to form Sterling Compliance, LLC, furthering the vision they shared for bringing a balanced perspective to clients for practical approaches to regulatory compliance with battle-tested, effective results.

Matt Strang

Matt Strang joined the Sterling Compliance team in 2020 as Vice President, Compliance Solutions, bringing more than 15 years experience in banking operations and regulatory compliance. Matt has held Compliance Officer roles overseeing corporate and operational compliance, CRA, Fair and Responsible Banking, and CMS programs for financial institutions of all sizes. Matt’s compliance approach and perspective dynamically and effectively combine his wealth of experience, deep knowledge of banking regulations, data analytics, technology, business line partnership, understanding of risk appetite and culture, and collaboration with peers and professional networks. Matt is also a veteran of the United States Navy where he served as Master at Arms.

Registration Options:

If you are having issues with registering online, please contact CBAO's Education, Training and Special Events Coordinator, Patti Webb, (614) 610-1877.