SPEAKERS

---

SPEAKERS

 

Alain Tourikian joined ALM First Financial Advisors in 2019. As a director for the firm, Alain serves as the go-to resource and relationship manager for his clients helping them tap into the power of a partnership with ALM First to maximize their financial performance. With a deep knowledge of balance sheet risk analytics, Alain works closely with clients to provide new ideas, insights and advice on topics ranging from investment portfolio management, funding strategies, hedging, loan pricing, loan transactions, and more. He also collaborates internally with the entire ALM First team to deliver analytics and timely reporting to assist clients from strategy development through implementation and post-execution analysis.   Alain has shared his expertise and experience at various conferences and with multiple industry organizations including FMS Chapters, West Virginia School of Banking and as an adjunct professor at Northern Kentucky University teaching finance. Alain has an extensive Commercial Banking background in Finance/Treasury with solid problem-solving skills that focus on maximizing stakeholder value, customer retention/growth and product innovation. Alain also possesses an in-depth knowledge of portfolio management, fixed income markets, derivative products, wholesale and retail funding sources, and risk management processes. He is known as an innovator in the financial institution industry, having designed and pioneered a number of on- and off-balance sheet strategies to protect and enhance net interest margins. Alain served as Treasurer for First Financial Bank ($8.5 billion in assets) in Cincinnati, OH for nearly a decade and has worked at various community banks throughout his more than 35-year career in the Treasury area. Alain received his Bachelor of Science degree in Accounting from Northern Kentucky University and a Master’s of Business Administration in Finance from Xavier University.

 

Josh’s practice focuses on corporate governance, mergers and acquisitions, securities, and regulatory representation for state and national banks, holding companies, and other financial institutions. Josh counsels state and national banks, holding companies and other financial institutions on state and federal regulatory compliance issues, including all aspects of regulatory matters involving the Federal Deposit Insurance Corporation, the Federal Reserve, the Office of the Comptroller of the Currency, the Texas Department of Banking and the Consumer Financial Protection Bureau. He also advises clients on corporate governance, stockholder matters, shareholder agreements, fiduciary obligations and a broad range of public and private capital market transactions, including initial public offerings and private placements.

 

Tim co-founded Infusion in 2007 and now serves as the Chief Executive Officer. His focus is on working directly with C-level leadership at banks and the full Infusion team to facilitate and present comprehensive household data analyses, identify relevant growth opportunities, develop and recommend marketing strategies and programs, and track, evaluate and present campaign results. Tim joined Infusion from Acxiom Corporation, a provider of marketing technology and services, where he served as Senior Strategist and financial services consultant for the company’s marketing agency unit, Acxiom Direct. In that role he consulted with and advised executives at Bank of America, Wells Fargo, SunTrust, HSBC, as well as a variety of other banks and credit unions. Prior to that, Tim gained experience as a retail Senior Vice President at First Horizon and VP of Direct Marketing at Amsouth Bank (now Regions). Tim has worked with hundreds of banks —large and small—on bank strategy and marketing issues. He is also a banking conference speaker and contributes articles on marketing strategy and programs to banking and credit union industry publications. Tim earned his MBA and Bachelor of Science in Marketing from Mississippi College.