AGENDA
(Subject to change)
This year we're excited to present an agenda packed with fantastic keynote speakers and educational sessions on industry hot topics!
Register Online »
MONDAY, AUGUST 5TH
8:00 AM-5:00 PM —
Registration
8:00-10:00 AM —
Board & Committee Combined Meetings
11:00 AM-5:00 PM — 2024 Annual Golf Outing & Lunch at Pinnacle Golf Club
(lunch included)
7:00-10:00 PM — Welcome Reception at Lower.Com Field
(heavy apps)
We'll kick off this year's convention at Lower.Com Field! Come enjoy a casual evening of food & drinks!
TUESDAY, AUGUST 6TH
8:00 AM-4:00 PM — Registration Open
8:00-9:00 AM — Attendee Breakfast
9:00-9:15 AM — Convention Opening Ceremony
9:15-10:30 AM — Opening Keynote Session: TBD
10:30-10:40 AM — Exhibit Hall Grand Opening & Ribbon Cutting
10:40 AM-Noon — CBAO Exhibit Hall / Networking Break
Noon-1:30 PM — Exhibitor & Sponsor Lunch
1:30-2:30 PM — Breakout Sessions
Portfolio Value Propositions For the Next Fed Phase
Jim Reber, President & CEO - ICBA Securities
Bond portfolio management has had four years of “new normal.” Record low rates, record rate hikes, record unrealized losses. Now, if the Fed is embarking on a rate cut cycle, what does that mean for community banks? We’ll look at the current bond market, and current bank portfolios, and suggest some products and strategies to rebuild net interest margins to pre-pandemic levels.
Cannabis Banking in Ohio
Tony Repanich, President & CEO - Shield Compliance
Adult-use cannabis sales are projected to become a $2.9 billion market in the state by 2030 (New Frontier Data). While the legal cannabis industry can help financial institutions find new growth with low-cost deposits, earning assets, and non-interest income revenue streams, it also presents challenging operational demands and complex regulations. This session will provide an overview of the cannabis banking opportunity and how it can fit into a community bank’s growth strategy, information about state and federal cannabis law, FinCEN guidelines, and regulatory requirements, and insights into how to manage compliance and operational impacts from the board level to daily operations. With competition already ramping up, now is the time for community bankers in Ohio to deepen their knowledge of this emerging opportunity and gain an early mover advantage on new relationships.
The Journey to Brand Consistency
Jeff Klump, Founder, and Nicole DeRogatis, Chief Marketing Officer - K4
Understanding how the puzzle pieces of facilities, marketing, and people fit together to bring about financial success is key for any business. When these elements are combined strategically, brand consistency and customer loyalty result, which in turn translates to a boost in the bottom line. Taking steps to ensure brand consistency across facilities, marketing, and personnel can attract new customers while retaining existing ones and increase profits through repeat business. Knowing how to balance brand presence with cost-effectiveness, backed by an experienced and motivated team that puts customer satisfaction first, leads to improved profitability over the long term.
2:30-3:00 PM — Exhibit Hall Networking Break
3:00-4:30 PM — General Session
The Next Chapter for America’s Community Banks
Philip K. Smith, Chairman and Chief Executive Officer - Gerrish Smith Tuck, PC
What does the future hold for community banks? Is there hope for a brighter future? Are the regulators going to kill all the banks? Will a new merger and acquisition wave take over? All of that is uncertain, but what is certain is how you prepare for and plan for the future. This upbeat and informative session will tackle come of the tough issues community banks face and point out ways to continue to not only survive, but thrive with independence in the future.
4:30-5:30 PM — Exhibitor & Sponsorship Appreciation Cocktail Hour
6:00-7:30 PM — CBAO FED PAC Silent Auction
7:30-10:00 PM —
Community Banking Celebration
(dinner served)
Network with your fellow community bankers over drinks and a buffet dinner.
10:00-11:30 PM — CBAO After Hours
WEDNESDAY, AUGUST 7TH
7:00 AM-12:00 PM — Registration Open
7:00-8:00 AM — Attendee Breakfast
8:00-9:30 AM — Annual Meeting & State of the Industry Update - Derek Williams
9:30-11:00 AM — Exhibit Hall Finale
11:30 AM-12:45 PM — Keynote Lunch
Succession Planning: Depth Chart Dynamics to Ensure Bench Strength for Success
Julie Bell, Ph.D., Leadership Advisory - Chartwell Partners
Learn how to create a robust organizational depth chart, akin to having a solid bench in football. Explore the critical importance of developing a pipeline of talented leaders ready to step into crucial roles, ensuring seamless transitions and maintaining momentum, even in the face of unexpected challenges. Just like football coaches analyze stats to optimize game strategies, you'll gain insights into measuring the effectiveness of your succession plans and making data-driven decisions. The session concludes with a dynamic Q&A, allowing you to huddle up with the speaker and tackle specific challenges you may face in your C-suite succession planning game plan.
12:45-1:00 PM — Networking Break
1:00-2:00 PM — Breakout Sessions
Effective Funds Management – Keys to Success
Alain Tourikian, Director - Advisory Services, ALM First
High performing financial institutions understand the key benefits and functions of a well- developed Funds Management effort. In this session we'll describe the major tenets of a successful funds management effort and why these tenets are key elements in the success of high performing financial institutions.
2024 Regulatory Hot Topics and Safety & Soundness Examinations Update
Josh McNulty, Partner - Hunton Andrews Kurth
Gain an overview of the latest bank regulatory and supervisory highlights and predictions on what might be in store for 2024 and beyond. Topics that will be covered include the top 10 list of hot topics the regulators have identified as priorities in 2024 through their annual risk guidance, which include supervision, compliance, governance and risk management. We will also discuss the latest developments in safety & soundness exams.
2:00-2:15 PM — Networking Break
2:15-3:30 PM — General Session
Maximizing Margin Expansion in a Dynamic Rate Environment
Tim Keith, CEO - Infusion Marketing Group
The elevated interest rate environment and uncertainty of the future path portends an opportunity for expansion of Net Interest Margin (NIM). However, NIM expansion is not a given, and the range of impact from one financial institution to another will be significant. Data analytics that reveal the intersection of portfolio and customer relationship factors is fundamental to developing a strategy that produces the most positive impact on NIM. Any strategy that does not fully integrate marketing communication will be suboptimal. What is the best way to approach this unique historical challenge? This talk seeks to answer that question with data.
3:30-4:00 PM — Closing Comments
6:00-10:00 PM — Chairman's Celebration
(dinner served)
As we celebrate the finale of convention, we want to remember the Leadership, Loyalty and Legacy that have made community banks a cornerstone of Main Street America! Join us for the Chairman’s Reception and get ready to ask for your favorite selections as we enjoy dueling pianos over great food and networking. Special thanks to K4 Architecture for sponsoring this event.
10:00-11:30 PM — CBAO After Hours
Register Online »