Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly!
Monday, April 12, 2021
2:30 pm – 4:30 pm Eastern
Upon completion of this webinar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals using the "five-step" analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis. The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models. Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.
Note: Please have a calculator or laptop (with Excel) available for use in the webinar.
- Utilize a “five-step” ratio analysis plan to calculate/interpret the key ratios
Discuss “negotiating” with other financial professionals using the ratios
Review the Z-score and sustainable growth models
Case analyses: Applying the concepts!
Who Should Attend?
Commercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, business development officers.
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.
His extensive professional background of over 30 years includes 20 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including College of Southern Nevada.
Attendance verification for CE credits provided upon request.
Webinar Sponsored by Total Training Solutions
If you are having issues with registering online, please contact CBAO's Education, Training & Special Event Coordinator, Patti Webb, (614) 610-1877.
Live Plus Five – Attend the live event and receive five business days of unlimited access to the OnDemand Playback and links to presenter materials and supplementary handouts.
Live Plus Five (Additional Hookup) – Registering another banker from a different location for Live Plus Five.
OnDemand Recording – Receive unlimited access to the OnDemand Playback for 6 months and links to presenter materials and supplementary handouts. This option does not include live session attendance.
CD-ROM – Receive the webinar recording on a CD-ROM 7-10 business days after the Live event or your registration date (whichever is the latter). Receive unlimited access to the OnDemand Playback for 6 months and links to presenter materials and supplementary handouts. This option does not include live session attendance.
Live Plus Six – Attend the live event and receive six months of unlimited access to the OnDemand Playback and links to presenter materials and supplementary handouts.
Premier Package – Includes all three base options. Live attendance, OnDemand Playback for six months, and the CD-ROM.