The Continued Evolution of HMDA

The Continued Evolution of HMDA

Friday, September 17, 2021
11:00 am – 12:30 pm Eastern

The Home Mortgage Disclosure Act, implemented by Regulation C, assists in the identification of possible discriminatory lending patterns through the use of loan level data. Any HMDA-reportable institution knows that Regulation C has been in a constant state of evolution since January 2018.

Unfortunately, we're not done yet. Additional rule changes set to take effect on January 1, 2022 will once again impact the number of financial institutions required to collect and report loan level HMDA data in connection with their open-end and closed-end dwelling secured transactions. Join Regulatory Compliance Counsel Michael Christians for this highly informative 90-minute session.

Topics Covered:

  • HMDA's Institutional Coverage Test
  • The Transactions Subject to HMDA
  • Data Collection Requirements
  • How to Properly Record HMDA Data
  • How to Properly Report HMDA Data
  • Public Disclosure Rules

Who Should Attend? 

Loan originators, loan processors, back office personnel, compliance officers and internal auditors would all benefit from the information provided during this session.

Instructor

Michael Christians

As principal of Michael Christians Consulting, LLC, Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to Federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services. Michael has more than two decades of experience in the financial services industry with a primary focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by OnCourse Learning (Total Training Solutions)

If you are having issues with registering online, please contact CBAO's Education, Training & Special Event Coordinator, Patti Webb, (614) 610-1877.

Registration Options (Member/Non-Member Pricing)

Live Plus Five ($265/$400) – Attend the live event and receive five business days of unlimited access to the OnDemand Playback and links to presenter materials and supplementary handouts.

Live Plus Five (Additional Hookup) ($175/$265) – Registering another banker from a different location for Live Plus Five.

OnDemand Recording ($295/$450) – Receive unlimited access to the OnDemand Playback for 6 months and links to presenter materials and supplementary handouts. This option does not include live session attendance.

CD-ROM ($345/$515) – Receive the webinar recording on a CD-ROM 7-10 business days after the Live event or your registration date (whichever is the latter). Receive unlimited access to the OnDemand Playback for 6 months and links to presenter materials and supplementary handouts. This option does not include live session attendance.

Live Plus Six ($365/$545) – Attend the live event and receive six months of unlimited access to the OnDemand Playback and links to presenter materials and supplementary handouts.

Premier Package ($395/$600) – Includes all three base options. Live attendance, OnDemand Playback for six months, and the CD-ROM.

When
9/17/2021

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