Data-Driven Loan Pricing

Data-Driven Loan Pricing

Data-Driven Loan Pricing
Tuesday, January 21, 2020
3:00 pm – 4:30 pm Eastern


This webinar will demystify AI and explain how modern data tools can improve loan pricing and profitability for financial institutions of all sizes.  Fundamentally, the accessibility of big data and machine learning has vastly decreased the cost of making accurate predictions.  For lending, this means that you can go beyond basic default risk and matching competitors when pricing loans.  Machine-learning models reduce lending risk and can even account for loan profitability and borrower lifetime value considerations at the time of issuance.

This program will also focus on implementation and address specific ways for institutions to apply modern data architecture and machine-learning-derived loan pricing expertise in-house, without being eternally reliant on data vendors.  Understanding how to unify and take control of your data is the first step toward more effective loan decisions.


? Understand how modern data architecture is simplifying analytics decisions
? Assess what data is required to reduce your loan portfolio risk 
? Understand how to benchmark machine-learning-based pricing calculations
? Decide if your institution is ready to implement improved loan decision-making

Take-Away Toolkit:

    • Step-by-step whitepaper detailing the path from disparate data to predictive loan pricing
    • Employee training log
    • Interactive quiz

Who Should Attend?

This webinar will benefit loan officers and executives looking for a practical guide to improving product pricing and technology officers who want to understand the investment required to decrease loan risk and improve quality loan volume. 


Josh Miramant, CEO, Blue Orange Digital  

Josh Miramant is a data analyst and data engineer who specializes in predictive analytics.  Josh has used modern data architecture and advanced analytics to scale two venture-backed companies to millions of users.  He founded Blue Orange Digital in 2015 to help financial institutions transform their data and apply advanced predictive analytics to improve business decisions.  A proud Mainer with a degree from the University of Maine in Political Science with a focus on statistical polling analysis, Josh is very passionate about data governance. 


Attendance verification for CE credits provided upon request.

Webinar Sponsored by Financial Education & Development

If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.

Registration Options

Live Webinar – The live webinar option allows you to have one internet connection from a single computer terminal. You may have as many people as you like listen and watch from your office computer. Registrants receive a website address and passcode that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, passcode, and handouts will be emailed to you prior to the broadcast. You will need the most-current version of Adobe Reader available free at 

Recorded Webinar + Free Digital Download – Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 6 business days after the webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

Additional Live Webinar Connections – Registering another banker from a different location

Both Live Webinar & Recorded webinar + Free Digital Download – Includes Live Webinar and Recorded Webinar options above. 


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