E-SIGN Act: Electronic Loan Document Delivery

E-SIGN Act: 
Electronic Loan Document Delivery 

Wednesday, August 10, 2022 
11:00 am – 12:30 pm Eastern

The federal E-Sign Act encourages use of electronic signatures, contracts, and document retention – if you follow the rules.  Are your documents and delivery procedures “legally correct”?  This webinar will teach you about electronic documents, delivery, disclosures, record retention, and more.


  • Explain the Electronic Signatures in Global and National Commerce Act (federal E-Sign Act)
  • Determine when it is permissible to deliver disclosures, documents, and statements electronically
  • Understand the restrictions imposed on the use of electronic signature pads
  • Decide when the original document can be destroyed after it has been saved electronically
  • Determine when your institution can require the use of electronic documents


Although the electronic age can make loan transactions more convenient, it can also cause complications.  Before your institution can benefit from the federal E-Sign Act and use electronic signatures and electronic documents, you must deliver the proper disclosures to your borrowers and obtain their consent.  You must ensure that your electronic documents and delivery system are “legally correct.”  In addition, the regulatory agencies expect financial institutions to understand how their electronic loan document system operates and how it satisfies the legal requirements for using electronic signatures, electronic contracts, and electronic document retention. 


This informative session is designed for all staff involved on the loan side, such as loan operations personnel, loan officers, technology staff, attorneys, compliance officers, and managers.


  • Sample language to obtain borrowers’ consent to use and receive electronic signatures, electronic disclosures, and electronic documents
  • Employee training log 
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits


Elizabeth Fast, JD, CPA, Spencer Fane LLP

Elizabeth Fast is a partner with Spencer Fane LLP where she specializes in the representation of financial institutions. Elizabeth is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions. She is a member of the Missouri State Banking Board by appointment of the Governor.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by Financial Education & Development

If you are having issues with registering online, please contact CBAO's Education, Training & Special Events Coordinator, Malia Widder, (614) 610-1877.

Registration Options (Member/Non-Member Pricing)
Live Webinar ($265/$400) – The live webinar option allows you to have unlimited connections within your institution to virtually attend the Live Webinar. The session includes question and answer sessions, handout and take-away toolkit, and the presenters contact information for follow-up, will all be emailed to you the morning of the live webinar.

On-Demand Webinar + Free Digital Download ($295/$450
– Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 2 business days after the live webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

Both Live Webinar & On-Demand Webinar + Free Digital Download ($395/$600
– Includes Live Webinar and Recorded Webinar options above.


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