CBAO Partner Programs CBAO Service Corporation Partners

  banc-serv PARTNERS, LLC
  Westfield, Indiana
  Contact: Brad Crawford  at (317) 664-5247

  or  Kyle Moseman at (614) 846-2238

SBA Loans: Packaging, Loan Sale and Servicing

banc-serv PARTNERS is your comprehensive third-party back office for SBA lending. banc-serv PARTNERS services consist of loan structuring/packaging, secondary market sales/portfolio management, SBA Loan compliance monitoring, servicing and liquidation. banc-serv PARTNERS currently works with over 125 bank partners in 18 states. banc-serv PARTNERS portfolio consists of $675,000,000 in packaged loans and $375,000,000 in annual loan compliance monitoring and servicing.

 

  Fidelity National Information Services
  Madison, Wisconsin
  Contact:  Lyle Krall  at (888) 207-4315

  or  Kyle Moseman at (614) 846-2238    
Credit Card Program

A leading global provider of banking and payments technologies, FIS provides financial institution core processing, and card issuer and transaction processing services, including the NYCE Network to more than 14,000 financial institutions and businesses in more than 90 countries worldwide.

 

  
  FiNet, Inc.
  Boardman, Ohio
  Contact:  Richard S. Camardo at (800) 487-5577

  or  Kyle Moseman at (614) 846-2238    

Gift and Loyalty Cards 

Build your customer base, increase your exposure and reinforce your brand all while providing a valuable service and payment option for your customers. Gift and loyalty cards are in high demand in the marketplace and FiNet is pleased to offer a competitive and turnkey gift and loyalty card program. FiNet's custom four-color card solution supports several program types to provide the ultimate in flexibility.  

 

Merchant Services 

 

  First Data
  Austin, Texas
  Contact:  Tim Miller  at (901) 763-2600

  or  Kyle Moseman at (614) 846-2238
Internet Banking

First Data offers a full portfolio of integrated internet and online bill payment products, enabling financial institutions to increase customer retention, attract new customers, streamline internal processes and create new sources of revenue. Our online banking solutions are built using an application service provider (ASP) model, giving your financial institution the freedom to easily upgrade and modify your solution, meaning you can offer cutting-edge technology while improving your customer acquisition and retention opportunities.  

 

  ICBA Securities
  Memphis, Tennessee
  Contact:  James L. Reber at (800) 422-6442

  or  Kyle Moseman at (614) 846-2238 Fixed Income Broker/Dealer

ICBA Securities provides community bankers with quality investment products, services and education at competitive prices. Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance. ICBA Securities also has a mandated set of policies for the protection of the banker including rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by its Board of Directors (also community bankers).

 

  
  IMPACT Financial
  Franklin, Tennessee

  Contact:  Gerald Witcher  at (615) 400-4179

  or  Kyle Moseman at (614) 846-2238    


Debit Card Cash Rewards Program

CardCash delivers a world-class technology platform to implement and support a full featured accountholder cash back debit card reward program. Implementing CardCash will result in better accountholder communications, optimized debit card usage, increase in interchange income and a competitive advantage for your bank.

 

  MPA Systems, Inc.
  Sanger, Texas
  Contact:  Jim Crouse at (940) 458-2637

  or  Kyle Moseman at (614) 846-2238     Disaster Recovery and Modular Banking Facilities 
MPA Systems, Inc., a United Technologies company, has been providing modular buildings to financial institutions since 1962. Our disaster recovery program guarantees delivery of a modular building within 24-72 hours, which is free for 6 months and equipped with furniture, phones, drive-up windows, night depository, and alarm and surveillance systems, all for a low annual fee. In addition to our disaster recovery program, we offer buildings for sale or lease. Our buildings are built and designed for financial institutions and include drive-up windows, teller line with undercounter steel pedestals, and an after hours depository. Additional options include alarms, surveillance systems and remote drive-ups. We offer various sizes and layouts to meet your needs.

 

                      
  SHAZAM
  Pataskala, Ohio
  Contact:  Karen Stypinski at (866) 735-2920

  or  Kyle Moseman at (614) 846-2238    


ATM Network and Debit Card Services 

As one of the last member-owned and member-controlled EFT networks and processors remaining in the industry, SHAZAM is committed to operating for the benefit of our financial institutions and maintaining our independent, not-for-profit business philosophy. Our participating institutions have provided our direction and focus for over 30 years, resulting in the creation and provision of solutions for ATM processing, debit card processing, business debit cards and health savings account debit cards, surcharge free alliances, fraud detection and case management, effective marketing campaigns, ACH services, merchant services, IT risk assessments and security assessments, and core processing. SHAZAM's mission is to provide and enhance the opportunity for our affiliated financial institutions to compete effectively and profitably in the marketplace through the delivery and support of these quality, comprehensive, innovative and timely electronic financial services. We will provide all services at the lowest possible cost without compromising quality or reliability.

  Southwest Financial Services, Ltd.

  Milford, Ohio

  Contact:  Rick Bateman at (800) 733-3312

  or  Kyle Moseman at (614) 846-2238  

Southwest Financial is an industry leader in providing accurate and timely flood zone determinations. Our proprietary system utilizes both established and emerging technology to deliver immediate responses that boast industry-leading precision. In addition, our flood zone certificates offer complete compliance with federal flood insurance regulations, and our dedicated staff of flood zone determination specialists ensures accuracy and efficiency. Southwest Financial Services has been the preferred flood provider to CBAO since 1997.

 

Southwest Financial's appraisal management procedures conform to the Home Valuation Code of Conduct. Our management team's adherence to HVCC is a vital component to the continued success of our appraisal management process. Members of our appraiser network are subject to stringent quality guidelines, and our senior appraisal staff regularly reviews the performance of each contracted appraiser.

 

A proprietary appraisal management system has been designed to guarantee accuracy and efficiency. This system allows lenders to view real-time status updates during the entire appraisal process. Appraisal reviews are systematically performed to detect clerical errors and ensure all necessary fields are completed. Appraisers are alerted of any required alterations before a report is submitted. In addition, we offer desktop reviews that will support your unique underwriting and risk requirements.

 

  Staples Business Advantage
  Worthington, Ohio
  Contact:  Grant Smith  at (614) 472-2134

  or  Kyle Moseman at (614) 846-2238    
Business Supplies, Financial Forms and Printed Documents

CBAO has teamed up with Staples Advantage to offer a competitive purchasing program for all your office supply needs. This opportunity allows each member to take advantage of CBAO's group buying power while still remaining independent with a separate account. In addition, Staples Advantage offers more than just office supplies; you're also eligible for unbelievable savings on technology, furniture, digital copy and print services, promotional products and much more. As a new member, you can save an average of 20% on a huge selection of high quality products and services, access our easy online ordering website through StaplesLink.com and take advantage of Staples free next day delivery.  

 

  
  TCM Bank, N.A.
  Tampa, Florida

  Contact:  Judy Pappalard at (800) 242-4770

  or  Kyle Moseman at (614) 846-2238
Agent Credit Card Program

TCM Bank, N.A. provides community banks access to comprehensive and innovative credit card issuing for both consumers and small businesses. Maximize your bank's credit card issuing revenue to give your bank the maximum benefits of a credit card portfolio while limiting or eliminating your exposure risks and costs. Competitive credit card portfolio valuation, consultation and purchase options are also available.

 

                      
  UPS
  Lansing, Michigan

  Contact:  Barb Mackie  at (800) 325-7000

  or  Kyle Moseman at (614) 846-2 238    


Package Delivery 

CBAO members can now save up to 30% on an expanded portfolio of UPS air and international Express shipping. That's a significant savings over FedEx published rates! Simple shipping and special savings, it's that easy! For complete details or to sign up, click here .