CBAO Partner Programs CBAO Service Corporation Partners

  Fidelity National Information Services
  Madison, Wisconsin
  Contact:  Lyle Krall  at (608) 249-2270
  or   Jim Sarosy at (614) 846-2170

Credit Card Program
A leading global provider of banking and payments technologies, FIS provides financial institution core processing, and card issuer and transaction processing services, including the NYCE Network to more than 14,000 financial institutions and businesses in more than 90 countries worldwide.

   FiNet, Inc.
  Boardman, Ohio
  Contact:  Richard S. Camardo at (800) 487-5577
  or Jim Sarosy at (614) 846-2170

Gift and Loyalty Cards 
Build your customer base, increase your exposure and reinforce your brand all while providing a valuable service and payment option for your customers. Gift and loyalty cards are in high demand in the marketplace and FiNet is pleased to offer a competitive and turnkey gift and loyalty card program. FiNet's custom four-color card solution supports several program types to provide the ultimate in flexibility.  
Merchant Services 
FiNet offers a no-liability turnkey merchant services solution for financial institutions interested in professional service, competitive pricing and a customized program. Our program allows your business customers to manage their business processes more efficiently and provides a superior payment solution, offering secure solutions for credit and debit cards (including virtual and mobile terminals), checks, recurring payments, cash advances, loyalty/gift cards, pre-paid cards and electronic invoice presentment. As the CBAO endorsed merchant services provider, our focus is to service community banks with the same care and understanding you customers, clients and merchants have grown to expect.

  ICBA Securities
  Memphis, Tennessee
  Contact:  James L. Reber at (800) 422-6442
  or Jim Sarosy at (614) 846-2170

Fixed Income Broker/Dealer
ICBA Securities provides community bankers with quality investment products, services and education at competitive prices. Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance. ICBA Securities also has a mandated set of policies for the protection of the banker including rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by its Board of Directors (also community bankers).


Covina, California
Richard Yonis at (800) 537-3821
or Jim Sarosy at (614) 846-2170

Property Tax And Escrow Solutions
Scalable tax solutions are designed to help community banks reduce tax servicing expenses and increase revenue with our tax insourcing, custom tax data services, escrow administration services and the Property Tax System - one of the most comprehensive parcel and jurisdiction databases in the nation. We warrant our data to be correct.

Miedema Asset Management Group
Contact: Jared Hekstra at (616) 291-7003
or Jim Sarosy at (614) 846-2170

Repossession and Remarketing Services
Miedema can use a combination of on-site and on-line auction capabilities to reach more potential bidders. This leads to higher bids and more cash recovery for repossessed collateral items. Miedema can also assist with full appraisals and free opinions of value.

  MPA Systems, Inc.
  Sanger, Texas
  Contact:  Jim Crouse at (940) 458-2637
  or Jim Sarosy at (614) 846-2170

Disaster Recovery and Modular Banking Facilities 
MPA Systems, Inc., a United Technologies company, has been providing modular buildings to financial institutions since 1962. Our disaster recovery program guarantees delivery of a modular building within 24-72 hours, which is free for 6 months and equipped with furniture, phones, drive-up windows, night depository, and alarm and surveillance systems, all for a low annual fee. In addition to our disaster recovery program, we offer buildings for sale or lease. Our buildings are built and designed for financial institutions and include drive-up windows, teller line with undercounter steel pedestals, and an after hours depository. Additional options include alarms, surveillance systems and remote drive-ups. We offer various sizes and layouts to meet your needs.

Brentwood, Tennessee  
Contact:  Jessie Hogue at (888) 370 - 5552 ext.7411  or
Jim Sarosy at (614) 846-2170
Ncontracts provides vendor management and monitoring, due diligence gathering and analysis, and contract management.  Our web-based solution allows banks to assess vendor risk ratings and enables them to respond quickly to regulator inquiries and audit demands of examiners. By utilizing our services, financial institutions can reduce expenses, enhance profitability, and improve internal efficiencies. 

  Pataskala, Ohio
  Contact:  Karen Stypinski at (866) 735-2920
  or Jim Sarosy at (614) 846-2170


ATM Network and Debit Card Services 
As one of the last member-owned and member-controlled EFT networks and processors remaining in the industry, SHAZAM is committed to operating for the benefit of our financial institutions and maintaining our independent, not-for-profit business philosophy. Our participating institutions have provided our direction and focus for over 30 years, resulting in the creation and provision of solutions for ATM processing, debit card processing, business debit cards and health savings account debit cards, surcharge free alliances, fraud detection and case management, effective marketing campaigns, ACH services, merchant services, IT risk assessments and security assessments, and core processing. SHAZAM's mission is to provide and enhance the opportunity for our affiliated financial institutions to compete effectively and profitably in the marketplace through the delivery and support of these quality, comprehensive, innovative and timely electronic financial services. We will provide all services at the lowest possible cost without compromising quality or reliability.

  Milford, Ohio
  Contact:  Rick Bateman at (800) 733-3312
  or Jim Sarosy at (614) 846-2170

Automated Valuation Models (AVM) and Flood Certificates
Southwest Financial is an industry leader in providing accurate and timely flood zone determinations. Our proprietary system utilizes both established and emerging technology to deliver immediate responses that boast industry-leading precision. In addition, our flood zone certificates offer complete compliance with federal flood insurance regulations, and our dedicated staff of flood zone determination specialists ensures accuracy and efficiency. Southwest Financial Services has been the preferred flood provider to CBAO since 1997.
Appraisal Management
Southwest Financial's appraisal management procedures conform to the Home Valuation Code of Conduct. Our management team's adherence to HVCC is a vital component to the continued success of our appraisal management process. Members of our appraiser network are subject to stringent quality guidelines, and our senior appraisal staff regularly reviews the performance of each contracted appraiser.
A proprietary appraisal management system has been designed to guarantee accuracy and efficiency. This system allows lenders to view real-time status updates during the entire appraisal process. Appraisal reviews are systematically performed to detect clerical errors and ensure all necessary fields are completed. Appraisers are alerted of any required alterations before a report is submitted. In addition, we offer desktop reviews that will support your unique underwriting and risk requirements.

  Staples Advantage
  Worthington, Ohio
  Contact:  Valerie Sharp at (614) 472-2129
  or Jim Sarosy at (614) 846-2170

Business Supplies, Financial Forms and Printed Documents
CBAO has partnered with Staples Advantage to offer a competitive purchasing program for all of your business needs. From technology and break room products, to furniture and print services, discover all the ways Staples Advantage can help you business. You will save money on every order, get fast, free next day delivery, and have more time in your day to get the job done. As a new member, you will save an average of 20% on a wide selection of high quality products and services. The brands you look for, the products you rely on, all from a single source - Staples Advantage. 

StoneCastle Cash Management
New York, New York
Contact:  Kim Weeks  at  (212) 354-6500
or  Jim Sarosy  at (614) 846-2170 
Investment Portfolio Management
One of America’s largest and most respected asset management firms dedicated to the U.S. banking industry, StoneCastle offers deposit and liquidity solutions including our StoneCastle Deposit Network and Federally Insured Cash Account (FICA®) for Banks.



StoneCastle Financial Corp.
New York, New York
Contact:  Joseph Healy  at  (212) 354-6500
or Jim Sarosy at (614) 846-2170 
Investment Portfolio Management
StoneCastle Financial Corp. is an investment company established to serve as an investor in publicly traded and privately held community banks seeking capital for organic growth, acquisitions, share repurchases and other refinancing activities. We are focused on investing our capital in long-term, passive, non-control investments. 


TCM Bank, N.A.
Allison Park, Pennsylvania
Contact: Frank McGonagle at (770) 573 2165
  or Jim Sarosy at (614) 846-2170

Agent Credit Card Program
TCM Bank, N.A. provides community banks access to comprehensive and innovative credit card issuing for both consumers and small businesses. Maximize your bank's credit card issuing revenue to give your bank the maximum benefits of a credit card portfolio while limiting or eliminating your exposure risks and costs. Competitive credit card portfolio valuation, consultation and purchase options are also available.

  Lansing, Michigan
  Contact:  Barb Mackie  at (800) 325-7000
  or Jim Sarosy at (614) 846-2170


Package Delivery 
CBAO members can now save up to 30% on an expanded portfolio of UPS air and international Express shipping. That's a significant savings over FedEx published rates! Simple shipping and special savings, it's that easy! For complete details or to sign up, click here .


  • CBAO Education & Training Committee Meeting - Columbus, OH


  • CBAO Legislative & Regulatory Committee - Columbus, OH
  • CBAO Board of Directors Meeting - Columbus, OH